Retirement

It’s crucial to build extra capital & income for retirement now; it’s never too early or too late & Fraselle Consultants has the expertise & solutions suited to your situation.

Retirement is a new stage of life and it’s ESSENTIAL to prepare in advance to take full advantage of it and to enjoy it!  To make the most of your retirement you need to AN-TI-CI-PA-TE.  Generally, your income in retirement will be less than during your working life, unless you invest wisely now for the future. 

You may already expect to receive a basic state pension; but in order to generate additional income of say 1 000 € per month, you need to establish a capital of 300 000 € in advance (under current conditions in 2017).

With a Life Assurance investment (an Assurance Vie in France) it’s possible to create this capital with an estimated savings effort of 500 euro per month for a period of 20 years. If you start 10 years earlier, you need only save 200 euro per month: AN-TI-CI-PA-TE!

Prepare your retirement as early as possible in order to maximize your future income.

Fraselle Consultants:

• Can explain to you what your rights are in relation to your status,
• Will propose different strategies to increase your revenue, such as Life Assurance (Assurance Vie): it is more efficient & easier to increase the duration of the investment than to increase the monthly payments over a shorter period.

To build capital slowly & easily, begin as early as possible!

• Also, Rental income from property;
• The ‘Plan d’Epargne Retraite Populaire’ (PERP) and/or the ‘Madelin Contract’: These allow one to build capital which then generates annuities during retirement whilst reducing income taxes today.
• The ‘Plan d’Epargne en Actions’ (PEA): which allows for untaxed annuities.

Fraselle Consultants is at your disposal so you can benefit from its expertise and discover how to implement all possible and relevant solutions that will allow you to top up your retirement pension and to maintain your standard of living into retirement.