Estate Planning
For total peace of mind it is better to plan for the unexpected so that your family’s standard of living and future is assured no matter what.
WHAT DOES IT MEAN TO PROTECT YOUR FAMILY?
It means to be sure that a surviving spouse and children will be protected in case of foreseen and unforeseen events in life. Some events, such as retirement or children’s studies are predictable, others, such as losing one’s job, accident or death, are not. Two attitudes exist: ignore the problem as it seems so far off OR anticipate!
PREVOYANCE INSURANCE
A ‘Prevoyance’ Insurance contract is a fantastic way to protect you and your family - especially important if you are a non-salaried professional. Fraselle Consultants will identify you and your family’s needs to get the right protection for every eventuality so that if your income is affected by losing your job, accident or death your family’s standard of living is protected.
PROPERTY & RENTAL INCOME
Purchase of a property financed by credit for rental revenue is a great investment for the future. In the case of death during the period of repayments of the mortgage, the loan insurance will reimburse the credit and your surviving spouse will immediately own the property in full and receive 100% of the rental income. For further information, look at our page on Real Estate Investment and how the Pinel Law could maximise your investment return!
POWER OF ATTORNEY
Fraselle Consultants strongly recommends you to allow us to draw up a Power of Attorney. This is a crucial document that should be part of planning for the future; it’s a legal document that allows you to delegate management of your personal and financial affairs (in your individual name or in joint names) to a spouse, family member or trusted friend, in the case that you are physically or mentally incapacitated or die. It will protect you, your family and your estate.
